Hire AI

Commercial Insurance

Turn insurance submissions into bound policies.

You have Insurance submission
You get Bound policy

You pay Per bound policy

  • Outreach
  • Submissions
  • Questions
  • Quotes
  • Comparison
  • Binding
Hire this Agent Start a Pilot

What you give it

  • Risk details and applications
  • Loss runs and underwriting data
  • Approved carrier list
  • Appetite and coverage rules
  • Agency management system access
  • Binding authority limits
  • Producer contacts

What it owns

  • Agent owns
  • Agent + human
  • Human decision
  1. Risk Agent owns
  2. Data Collection Agent owns
  3. Submission Agent owns
  4. Carrier Outreach Agent owns
  5. Underwriting Questions Agent + human
  6. Quotes Agent owns
  7. Comparison Agent owns
  8. Binding Human decision

What it can do

Communicate

  • Email
  • Phone
  • Carrier portals

Work with information

  • Gather underwriting information
  • Assemble submissions
  • Collect quotes
  • Normalize terms

Operate software

  • AMS
  • Carrier websites
  • Spreadsheets
  • APIs

Coordinate

  • Respond to questions
  • Follow up with carriers
  • Compare coverage
  • Coordinate binding

You decide what the agent is allowed to do.

Action Permission
Gather underwriting information Allowed
Contact carriers Allowed
Respond to questions Allowed
Collect and compare quotes Allowed
Coordinate binding Allowed
Bind within authority Requires approval
Bind outside authority Not allowed
Change coverage appetite Not allowed

Humans stay in the loop.

The agent owns execution. Your team handles judgment, authority, or escalation.

Agent handles 85% Example of execution
Exception detected The job pauses on a rule
Human decision Judgment, authority, or policy
Agent continues work Execution resumes after the decision

Run it against your operation.

Illustrative example
Your Team Agent
Work items 300 30
Completed 84 11
Conversion 28.0% 36.0%
Average cycle time 14.0d 7.2d
Cost per outcome $620 $340

Start with 10% of the work.

Measure the same outcomes you measure. Increase volume when the agent earns it.

Start a Pilot

Works with the systems you use.

The pilot should require little systems change.

  • API
  • Email
  • Spreadsheet
  • CRM
  • Browser
  • Shared Inbox
  • Database
  • File Upload
  • Internal Software
Hire this Agent